Moving can be quite an undertaking. But imagine if you’re a low-income parent with children and no money for moving expenses? It’s not just difficult; it’s downright impossible.
Fortunately, some organizations may be able to help you out:
- The United States Department of Housing and Urban Development (HUD) offers funds for housing relocation assistance in some instances.
- Your local social services office may also have resources available.
- Churches or charities might provide emergency help as well.
If all else fails, contact the Salvation Army–they offer grants for families who need temporary financial assistance while looking for permanent housing. And sometimes the best solution is to ask your family and friends if they know of anyone who can help; after all, you don’t want to be a deadbeat.
Resources for Moving Assistance for Low-Income Group
Many organizations offer assistance to low-income groups with moving. Here is some information regarding them:
1. The YWCA.
This organization offers several services to low-income women and families in need. Some of these non-profit are family housing assistance, employment and training programs, child care subsidies, and education and literacy support.
2. The Salvation Army.
This organization provides a variety of support services to those in need. Some of these programs are temporary financial assistance, food pantries, and emergency shelters, along with thrift stores that help people with low incomes.
3. The United Way.
This organization is a significant donor to various non-profit organizations. You can turn to them for help in finding low-cost or free housing, legal aid, and assistance with utility payments and other expenses you may have.
4. The Community Action Agency (CAA).
This organization works with people facing an energy crisis, homelessness, job training issues, etc. They provide food resources along with shelter needs, among others, for the needy families that approach them to ask for help.
5. Modest Needs.
This organization is dedicated to helping those with meager incomes. The non-profit helps thousands of people improve their lives every year by offering free grants that they can use for the expenses in times of need. You only have to sign up and submit your information online. There are no forms or documents to fill out, and you do not have to pay any fee whatsoever.
6. Catholic Charities.
This organization provides several assistance programs to low-income families. Some of their help are housing and shelter, food pantries and clothing, plus case management, transportation, and legal aid, among others.
7. AARP Foundation.
AARP foundation helps individuals who are over 50 to take care of their need for home repairs or medical expenses. They also have created a “Moving On” program that could help pay for moving costs as you search for a new place to live.
8. VA Housing Assistance.
If you are a veteran, this housing assistance program could help pay moving costs for you. You might even qualify for free to low-cost moving services too.
9. USDA Rural Development.
If you are moving to a less developed area, the government may help with your move. They offer grants for low and moderate-income families, so if you find yourself in trouble financially, this might be an option to consider.
10. National Apartment Association (NAA).
Another organization that can assist low-income groups is the National Apartment Association which offers short-term emergency grants and loans, and other forms of assistance for those who need it most.
11. Housing Industry Foundation (HIF).
This is one of the most prominent non-profit housing organizations that offer various support services to low-income families. These include access to affordable homes, down payments, and closing cost assistance along with mortgage delinquency counseling as well as direct financial aid for older homeowners.
Also see: Tips for Moving on a Budget
Alternate ways to find Financial Assistance when Relocating
If you live in a metropolitan area, some organizations can help you with the cost of moving by offering grants. They are not as rich and generous as these non-profit organizations. Still, they may assist those who need temporary financial aid when relocating from one place to another.
Here is a list of businesses or institutions in your local area that you can approach for financial assistance:
1. Local utility companies.
Ask them if they have any programs to assist people who are moving to their service areas. Some of these firms may be able to help with deposits, bills, or other moving cost expenses on a case-by-case basis, so even if they cannot offer you free moving services, they may still be able to provide some financial relief.
2. Local churches.
Churches in and around your new city could also have emergency assistance programs for those who need temporary financial aid. You can ask the church about their requirements, income limits, and other information required to apply for help.
3. Local charities.
Several local non-profit organizations assist those who are in need. There may be a range of support services available so take the time to get to know each organization before deciding which one will be most helpful to you financially.
4. Family members and friends.
You could also try to get help from family members or friends who live in your new city as they may be able to provide you with some financial assistance until things settle down financially for you.
5. Moving company discounts.
Moving companies can sometimes offer their customers discounted services if the move is going into a low-income neighborhood or if you do not have enough money to pay for the full price. These discounts can be as much as 50% so it is worth asking each company what types of relocation specials they may have available.
6. Cash in advance.
Before taking any services from moving companies, be sure to get cash in advance from them. It is not uncommon for some movers to take advantage of low-income families by overcharging or offering unnecessary services that break the bank. To avoid any inconvenience, you should get hard cash before they begin packing your stuff.
Conclusion
The key to moving is preparation and being aware of the costs. If you are on a low or moderate income, some organizations can help with your move. Whether it’s a grant for relocation expenses or loans for down payments and closing cost assistance, these non-profit housing organizations offer solutions to those in need, so don’t hesitate to reach out if you’re struggling financially when it comes time to relocate! If all else fails and your finances just won’t allow it, ask friends or family members who live nearby – they may be able to help until things settle down. And finally, always get cash upfront before hiring any company because some movers have been known to overcharge customers from lower incomes groups which could lead them into financial ruin.